Similo Simelane
Malkerns
Summary
Experienced Senior Insurance Underwriter and Data Analyst with a strong background in short-term insurance, policy management, and client relationship maintenance. Known for a sharp analytical mind, strong communication skills, and a commitment to continuous growth. Demonstrated success in risk assessment, reporting, reinsurance negotiations, and supervisory roles. Excellent business and industry awareness and understanding of industry trends impacting business growth and opportunity. Works creatively in fast-paced environment to maintain demanding timelines.
Overview
7
7
years of professional experience
Work History
Senior Underwriter
Oracle Group Eswatini
03.2021 - Current
- Supervised junior underwriters to ensure accuracy and completeness of policy documentation.
- Led treaty and facultative reinsurance negotiations to secure favorable terms.
- Conducted commercial policy underwriting and performed comprehensive risk assessments.
- Engaged with brokers and clients to negotiate risk terms and place business effectively.
- Oversaw client relationship management and generated monthly performance reports.
- Reassessed renewals while evaluating risk mitigation strategies.
- Addressed payment defaults and assessed interests of financiers.
- Collaborated on strategic initiatives, product development, and special projects.
- Evaluated claims data from previous policies to identify trends or patterns that may indicate a higher level of risk associated with certain types of policies.
- Conducted periodic reviews of existing policies in order to determine if adjustments are necessary due to changes in customer circumstances or market conditions.
- Reviewed customer complaints regarding service issues or potential fraudulent activity.
- Managed relationships with external reinsurance brokers and partners to ensure alignment with strategic goals.
Underwriter
Oracle Group Eswatini
01.2019 - 02.2021
- Executed policy issuance and provided quotations under managerial guidance.
- Processed policy endorsements while ensuring accuracy of client KYC records.
- Issued cessions and communicated with financiers regarding interest notations.
- Maintained client relationships through prompt support and exceptional service.
- Implemented underwriting strategies to minimize risk and maximize profitability.
- Negotiated coverage, policy pricing and service delivery during meetings with customers, agents, or brokers.
- Maintained detailed records of underwriting decisions and processes.
Data Analyst
United Nations Population Fund Eswatini
11.2018 - 11.2018
- Conducted cross-tabulations, frequency analysis, and regression modeling to derive insights.
- Analyzed study data in alignment with key objectives to support decision-making.
- Presented findings through charts and data visualizations for enhanced comprehension.
Data Capturer
Swaziland Business Coalition on HIV and AIDS
10.2018 - 10.2018
- Designed and coded survey questionnaires to gather comprehensive data insights.
- Executed data entry and conducted rigorous cleaning using SPSS software.
- Recovered missing data and resolved statistical inconsistencies by communicating with source authors.
- Investigated errors in data entries and corrected them accordingly.
Statistical and Financial Analytics Support
UNISWA Foundation
05.2018 - 06.2018
- Analyzed fundraising data and produced graphical reports for better insights.
- Conducted data quality checks to ensure accuracy in statistical reporting.
- Assisted with verification of financial statements to maintain integrity.
- Performed descriptive analysis on existing datasets to identify patterns or correlations.
- Interpreted sets of data and identified tends and relationships.
- Generated reports and obtained data to develop analytics on key performance and operational metrics.
Data Collector and Analyst – Customer Service Survey
MTN Eswatini
04.2018 - 04.2018
- Developed survey tools and gathered data from multiple locations.
- Executed data cleaning, analysis, and report preparation.
- Analyzed findings to identify trends and insights across collected data.
Data Collector
Eswatini Water Services Corporation
02.2018 - 02.2018
- Finalized questionnaire design and collected quality data for analysis.
- Ensured data integrity through meticulous entry and validation processes.
Education
Bachelor of Arts - Social Science (Statistics and Demography)
University of Eswatini
10-2018
Skills
- Reinsurance negotiation
- Insurance contract knowledge
- Insurance products expertise
- Commercial underwriting
- Data analysis and reporting
- Client relationship management
- Accounting fundamentals
- Communication and analytical skills
- Team supervision
- Portfolio management
- Strategic collaboration
- Governance, risk, and control
References
- Mr. Doctor Mhlanga, Director, Partula Risk, (+268) 7602 2183
- Mr. Lovemore Vilane, CEO, Ensure Insurance Brokers, (+268) 7802 9343
- Mr. Sidumo Masango, Lecturer, UNESWA, (+268) 7603 2472
Languages
Fluent in English and siSwati (Written & Verbal)
Certificates And Additional Skills
- Certificate of Proficiency in Short-Term Insurance
- Basic Accounting & Reinsurance Knowledge
- Excellent Time Management & Organizational Skills
- Strong Communication & Analytical Thinking
- Valid Light Motor Vehicle Driver’s License
Timeline
Senior Underwriter
Oracle Group Eswatini
03.2021 - Current
Underwriter
Oracle Group Eswatini
01.2019 - 02.2021
Data Analyst
United Nations Population Fund Eswatini
11.2018 - 11.2018
Data Capturer
Swaziland Business Coalition on HIV and AIDS
10.2018 - 10.2018
Statistical and Financial Analytics Support
UNISWA Foundation
05.2018 - 06.2018
Data Collector and Analyst – Customer Service Survey
MTN Eswatini
04.2018 - 04.2018
Data Collector
Eswatini Water Services Corporation
02.2018 - 02.2018
Bachelor of Arts - Social Science (Statistics and Demography)
University of Eswatini
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