Busie Pinkie Simelane-Sikhondze

• Overseeing and accountable for the overall operations of the branch which included day to day staff management.
• Review and authorization of loans.
• Ensuring that clients insurance aspects are in order.
• Serving as a bank authorized signatory.
• Authorizing branch expenditure and recommending asset acquisition, including budgeting.
• Recommending and collaborating with senior leadership in the review of lending policies and strategic planning initiatives to align branch objectives with corporate goals.

Accomplishments: Managed to maintain portfolio at risk (PAR) at 10% or less for normal portfolio, between March 2016 and November 2023, with the support of 14 committed staff members who were dedicated to their work.

• Overseeing and accountable for the overall operations of the branch which included day to day staff management.
• Review and authorization of loans.
• Serving as a bank authorized signatory.
• Authorizing branch expenditure.
• Recommending acquisition of assets including budgeting.
• Recommending and collaborating with senior executives in the review of lending policies and development of the Organization’s Strategic Plan.

Accomplishments: Managed to grow portfolio to $23.61m between January 2013 and March 2016 through the support of committed and dedicated staff complement of 13 that I managed in the branch.

• Supervised the loan book, with particular reference to appraisal and evaluation of applications, performance of the loan book and effective performance of subordinates and clients
• Conducted presentations to upper management and executive teams for loan recommendations.
• Conducted comprehensive credit assessments for complex loan applications, ensuring sound decision-making and adherence to regulations.
• Facilitated knowledge sharing among team members through regular meetings, workshops, and best-practice discussions.
• Contributed to business strategy development by participating in executive-level planning sessions on lending products and services expansion plans.
• Assisted in managing regulatory compliance efforts by staying abreast of evolving industry standards and implementing necessary policy updates.

Accomplishments: Managed a loan portfolio of $4.375 million and achieved an annual repayment rate of over 90% per year.

• Mentored and supervised 4 Credit Officers.

• Ensured that micro-finance services reach the rural poor and women.
• Proper appraisal of credit requests from prospective clients.
• Provided support/technical services to clients and loan portfolio monitoring.
• Provided detailed project status updates to stakeholders and executive management.
• Conducted regular performance evaluations for team members, fostering professional growth and improved productivity.
• Contributed to the development of strategic initiatives that aligned with overarching business goals.
• Mentored junior staff members on project management principles, enhancing their skills and contributing to overall team success.

Accomplishments: Managed a loan portfolio of $2.5 million and achieved an annual repayment rate of over 90% per year.

• Supervised and mentored 5 Project Officers who have now been promoted to supervisory and middle management positions.

• Development of intermediaries/associations and help them access funds to start/ improve small businesses which would create employment and alleviate poverty.
• Write board papers to recommend financing of projects.
• Kept senior management well-informed by preparing and presenting project status reports.
• Fostered a culture of continuous learning by conducting training sessions and workshops aimed at enhancing group skills and knowledge.

Accomplishments: About 70% of the women groups developed are still working together and making progress in life and employing other non-members, depending on skills required for project success.

• Area specialist Extension officer responsible for extension for health, nutrition and small income generating projects for an area covering 13,000 people
• Enhanced communication between team members by organizing regular meetings and fostering open dialogue.
• Spearheaded successful projects such as exclusively breastfed baby contests and home improvement competitions from conception through completion, showcasing strong project management abilities .

Accomplishments: Enabled 10 women’s groups to start small businesses

• 200 households engaged in home improvement activities
• Assigned to cater for diplomats and VIP’s in national events.

• Ensured smooth operations using the allocated budget in the department.
• Chairing Departmental Meetings.
• Developed strong relationships with students, parents, and colleagues by maintaining open lines of communication and fostering a supportive learning environment.
• Worked cooperatively with other teachers, administrators, and parents to help students reach learning objectives.
• Enhanced classroom engagement through the use of interactive teaching methods, such as group projects and hands-on activities.
• Graded and evaluated student assignments, papers, and course work.
• Conducted evaluations to measure performance and progress of students, providing guidance for areas requiring improvement.
• Continuously pursued professional development opportunities such as workshops or conferences to stay current in educational trends.
• Developed and administered quizzes, tests and exams for students to measure academic proficiency and understanding.
• Completed student progress reports mid-term to notify students and parents of strengths and areas of improvement.
• Mentored new teachers, sharing best practices and providing guidance to help them adapt to their new roles successfully.
• Registered student progress and attendance on database to enable tracking history and maintain accurate records.

Accomplishments: 100% pass rate at both Junior certificate and O’ level

classes.

• Managed to operate within a limited budget

• Teaching and examining students at the junior certificate level
• Assisted in creating a safe and nurturing classroom environment that promoted emotional well-being and academic growth for all students.
• Employed variety of teaching strategies and instructional techniques to meet different aptitudes and interests of students.
• Encouraged active learning by creating lessons and projects to engage problem-solving and creative abilities.
• Participated in ongoing professional development opportunities to stay current with best practices in home economics education, adapting teaching approaches as necessary to deliver high-quality instruction.
• Prepared and delivered lectures to students on sewing, child care, nutrition, food science and cooking of different types of dishes.
• Developed strong rapport with students, fostering a positive learning environment that encouraged open communication and mutual respect.

Accomplishments: 100% pass rate